Various Charges of the Bank for Our Customers-2021-22
| Sr. No. | Particulars | Charges & Commission |
|---|---|---|
| 1 | Incidental charges(Minimum Balance) |
Rs.
|
| a)Saving Account | ||
| Rs.200 bal without cheque (Below Average Balance of Three Months) | Rs.100 Per Quarter | |
| Rs.500 bal With cheque (Below Average Balance of Three Months) | Rs.100 Per Quarter | |
| b)CA A/c Rs.3000 (Below Average Balance of Three Months) | Rs.100 Per Quarter | |
| 2 | Inoperative A/c (Not single entry transaction in a year Excluding our bank charges) |
These charges are to be applied comparing charges of 1 & 2, whichever is less (when the balance is below the minimum balacne.) |
| S/B (Till 2 years from A/c opened) | Rs.100 Per Year | |
| (above 2 years from A/c opened) | Rs.200 Per Year | |
| C/A (Till 2 years from A/c opened) | Rs.200 Per Year | |
| (above 2 years from A/c opened) | Rs.300 Per Year | |
| 3 | Account closure charges (At the time of close) | |
| R/D | Rs.50 Pre closure | |
| S/B | Rs.100 | |
| Pigmy | Rs.20 before six months, Rs.10 6mnth-1yr. |
|
| C/A | Rs.200 | |
| C/C(hypo/clean/deposit) | Rs.200 | |
| 4 | Issue of Balance certificate (more than 1 time) | Rs.50 per certificate |
| 5 | Issue of cheque Book | |
| S/B | Rs.25 per book (One Book Free per year) | |
| C/A | Rs.60 per book | |
| C/C(hypo/clean/deposit) | Rs.60 per book | |
| 6 | Duplicate Pass Book | |
| Pigmy | Rs.20 per Pass book | |
| R/D | Rs.25 per Pass book | |
| S/B, Loan A/c | Rs.50 per Pass book | |
| 7 | Duplicate statement | Per month one statement free afterwards following charges are applicable |
| S/B | Rs.25 per month per statement | |
| C/A,OD,C/C (hypo/clean/deposit), Term loans | Rs.50 per month per statement | |
| NPA A/c, legal matter for court | Rs.50 per month per statement | |
| 8 | Photo attestation /signature verification | Rs.100 per person |
| 9 | Cheque return charges | |
| Local inward clearing | Rs.200 per cheque | |
| Out station inward bill collection | Rs.200 + postage per cheque | |
| 10 | Payment against clearing | |
| Current A/c | Rs.0.08 paisa per hundred | |
| Cash credit (hypo/clean/deposit) | Rs.0.06 paisa per hundred | |
| 11 | Stop Payment Instruction charges | |
| S/B | Rs.50 Per cheque | |
| C/A | Rs.100 Per cheque | |
| C/C(hypo/clean/deposit) | Rs.100 Per cheque | |
| 12 | OBC/IBC Charges | |
| Up to 2 lacs | Rs.2 per thousand + postage+ Service Tax | |
| More than 2 lacs | Rs.2.50 per thousand + postage+ Service Tax | |
| 13 | Solvency Certificate | |
| Up to 1 lacs | Rs.500 per certificate | |
| More than 1 lacs | Rs.500 per Lakh per certificate (Max Rs.10000 per certificate) |
|
| 14 | Any other certificate ( as per rule) | Rs.200 per certificate (At list one share compulsory) |
| 15 | Pay order/DD | Rs.0.50 per thousand + Service Tax (Minimum Rs.15) |
| 16 | Inter Branch charges (Only for Cash Collection) | |
| up to 2 lacs | Rs. Nil | |
| above 2 lacks | Rs.100 per transaction | |
| 17 | Cancellation or issue of duplicate DD/PO | |
| Our Bank | Rs.50 per PO/DD | |
| Other Bank | Rs.25 per PO/DD+ other bank commission | |
| 18 | Account folio Charges | |
| CA | Rs.1.00 per transaction- half yearly | |
| C/C(hypo/clean/deposit) | Rs.1.00 per transaction- half yearly | |
| Minimum | Rs.50 half yearly | |
| 19 | Issue of No dues certificate | Rs.100 per person |
| 20 | Loan Processing charges (Excluding only Deposit against term loan) |
|
| New Loan | Rs.0.50 per hundred of loan amt. (One time for TL) | |
| Renewal of Loan | Rs.0.25 per hundred of loan amt. (Per year) | |
| Minimum | Rs.250 | |
| 21 | Loan Application form New & Renewal Loans (Excluding only Deposit against term loan) |
Rs.200 per form |
| 22 | Bank Guarantee commission 100% security (Deposit) |
Rs.1.50 per hundred of BG+ service tax (Per year) |
| 23 | Charges for pre Payment of loan (Excluding of Housing, Gold, Warehouse & Deposit against term loan) |
2% of Balance Amt. |
| 24 | Missing of locker key | Rs.500+Actual Exp. |
| 25 | Missing of token | Rs.150 per token |
| 26 | E-payment charges | |
| Up to 1 lack | Rs.50 (without A/c Additional Rs.25) | |
| Above 1 lack | Rs.50 per lacs (without A/c Additional Rs.25) | |
| Maximum | Rs.500 | |
| 27 | Pre-Post Inspection charges of loan limits Excluding deposit loan | |
| New & Old loan | Rs. 0.10 per hundred per year of loan Amt. | |
| Minimum | Rs.200 | |
| 28 | Recovery Charges | |
| a. Notice/postage | Rs.100 for Simple Rs.500 for RAD | |
| b. Advocate fees | At Actual | |
| c. Police charges | At Actual | |
| d. Travelling Exp. | Rs.100 Local per Visit Rs.200 Out station Per Visit | |
| 29 | RTGS charges | |
| 2 lacs to 5 lacs | Rs.25 + Service Tax per Transaction | |
| More than Rs.5 lacs | Rs.35 + Service Tax per Transaction | |
| 30 | NEFT charges | |
| Up to 2 lacs | Rs. 15+ Service Tax per Transaction | |
| 31 | Locker Rent | per year |
| a. Small | Rs.650 + Service Tax | |
| b. Medium | Rs.2000 + Service Tax | |
| c. Big | Rs.2800 + Service Tax |