Banking Services

Personal Loan

A Personal Loan gives the applicant a chance to breathe a sigh of relief as they do not have a fear of losing their assets in case of non-repayment towards the loan that they have taken to meet some personal obligation such as buying an air conditioner, repair of household premises, top up loan, etc. The personal loans market has seen an increase and the banks now are less worried about the liquidity in the market.

  • Purpose: Personal Use
  • Range of Loan: Max. Rs. 1,000/- to Rs. 50,000 /-
  • Rate of Interest:  17% Per annum

Home Loan

Banks provide loan up to 80% of the property value for purchasing a residential property. As per RBI’s directive all banks & NBFCs have stopped charging foreclosure on variable rate home loans.

  • Purpose: New Construction/ Purchase & Re-Construction/ Repair
  • Range of Loan
    • New Construction/ Purchase: Max Rs. 50,000/- to Rs.10,00,000 /-
    • Re-Construction/ Repair: Max Rs. 5,000/- to Rs.3,00,000 /-
  • Rate of Interest : 
    • New Construction/ Purchase : 12.50% – 13%
    • Re-Construction/ Repair : 15%

Vehicle Loan

  • Purpose: Four Wheeler or Two Wheeler Purchase
  • Range of Loan
    • Four Wheeler: Min Rs. 50,000/- & onwards
    • Two Wheeler: Max. Rs. 5,000/- to Rs. 3,00,000 /-
  • Rate of Interest :
    • Four Wheeler: 12%
    • Two Wheeler: 13%

Gold Loan

Life is full of opportunities. Take advantage of them at the right time to get ahead. Sometimes finances are a constraint and due to other commitments we let the opportunities pass by. Your gold stays safe while you can go ahead and take advantage of every opportunity.

  • Purpose: Loan given against gold
  • Range of Loan: Min Rs. 1,000/- to 1,00,000 /-
  • Rate of Interest: 15%